Mines on a multi car policy with my brother (he is 18 no nbc and has a mini one) he pays 650 then we both have our parents on as named drivers but they are not allowed to touch the scooby ;) and that seemed to drop it a tonne, doing quotes online for just for me on my own they were coming back at 1200 to 2000, you just need to dig a bit there are always ways to get your insurance down