Exactly mate :D
I'm a strong believer you never know truly how good a insurer is until you need to claim. Touch wood I haven't had too, I've been with mine for 9 years now and only ever had one problem with them which was pretty quickly sorted out. Insurance does my head in pi$$ me off how expensive and always seems to be worse every year and its the ones that don't have crashes that seem to get penalised. And yet I drive past brokers in the town and all have top of the range Audis, Mercedes , BMW's parked on the front. Hell I know one that the receptionist has a company car that drives around in a Bentley and he has a Ferrari. :o start to wonder where the premiums go :P