I will refer back to it being easier to find bad complaints to good feedback. Flux have been doing insurance for the club scene as far back as I can remember. And from being in other clubs it was always mixed reviews main complaint was the renewal quotes most of the time, but like us we have Dan they all have someone to help on the forums with complaints and to look at members issues to try fix it. But for me like 90% of other insurance companies have all mixed reviews the biggest one I have ever had a problem with was 1st Central worst insurance ever had it one year I wanted out with in the 1st 3 weeks. But couldn't because I had gone past the 14 days cool off. :(