guys one comment from me; no matter what happened i shouldn't have bumped into that Peugeot even thou it happened :(
she took off i followed did a quick look to the right to make sure the roundabout was still clear (as it was) then looked forward and there was the Peugeot standing still in front of me, full in the brakes and bumped the Peugeot. Woman came out saying sorry engine shuttered and i didn't want to cross the roundabout.
Point here is that i bumped in the back of that car, have NO witnesses as everybody drove around us and it will be my word against hers.
insurance companies are like sharks; waiting for a phone call like this and trying to put as many things as possible on the bill of the person in fault like hire car, hospital visit, expensive (friend garage of the insurance) garages etc etc.