Capttrousers Posted May 16, 2014 Share Posted May 16, 2014 I was looking to buy a 1999 Impreza turbo wagon. Pretty original except for aftermarket end can. The car has 124000 miles and is for sale at £1700. I rang around a number of places for quotes. With a clean license, no insurance claims in 6 years, but no no claims bonus ( they don't count the 6 years I spent living in the US not claiming there). The cheapest quote I got was from Adrian Flux and that was after I mentioned I was going to join the SOC if that helped the price at all. They offered me coverage for $3900!! That's over twice the value of the car! I literally fell off my chair! Am I missing something? I'm 47 married, have a boring desk job, own my flat but I live in London, so where do they factor in the risk to charge such a high premium ? The smallest dent would result in the car being written off, so it can't be that. I am completely at a loss. Quote Link to comment Share on other sites More sharing options...
Pommy Posted May 16, 2014 Share Posted May 16, 2014 Wow, that is extrodinarily high. I'm 23 and I paid less than £1k for fully comp on a turbo 2000 saloon. Not sure why it is so high, send a message to Dan Adrian Flux on here and see what he says. Quote Link to comment Share on other sites More sharing options...
quit Posted May 16, 2014 Share Posted May 16, 2014 I'm 29 I pay about 400 on my wagon Quote Link to comment Share on other sites More sharing options...
BoozyDave Posted May 16, 2014 Share Posted May 16, 2014 playing devils advocate - you have moved over here - you might have had loads of crashes that they won't be able to check London - one of the most expensive places to get insurance, not meaning writing off your car, but if you crash how much damage could you do to someone else's car???? car history - have you had experience with fast cars? while you were in the USA you might have been driving powerful cars (hint, hint), your weekend car might have been a dodge viper or Camaro v8 for all they know sometimes you can get cheaper quotes for modified cars. my renewal for a std 225bhp blobeye was £900, for a modified one with 330bhp it was only £800 Quote Link to comment Share on other sites More sharing options...
Nevell Posted May 17, 2014 Share Posted May 17, 2014 If it's an import it will double the price I was getting quotes from flux on a sti import for 2000 then a uk turbo was 450 and my 2002 bug wrx 600 plus it,s because it's a subaru were as I can get insured on a brand new focus st for like 450 lol insurance is !Removed! lol Quote Link to comment Share on other sites More sharing options...
JusNoGood Posted May 17, 2014 Share Posted May 17, 2014 I'm 45 with a 04 blob. My premium is £200 but I've got 9+ years NCD. They said they game me a 85% discount so that would take it quite close to your quote. Quote Link to comment Share on other sites More sharing options...
bitman Posted May 17, 2014 Share Posted May 17, 2014 if you can get a NCD certificate from the US insurance they might accept it here. i could bring my 8 years UK NCD certificate to Australia and that was excepted. Quote Link to comment Share on other sites More sharing options...
Gambit Posted May 18, 2014 Share Posted May 18, 2014 My brother had the same problem when he came back from Canada, he's not into cars though so just got a 1.8 Focus to drive. Quote Link to comment Share on other sites More sharing options...
james26 Posted May 26, 2014 Share Posted May 26, 2014 Just check on one of those insurance compare sites and fully comp for my forester s turbo is £800 im 26 I've got 3 NCB will a clean licence (now). Quote Link to comment Share on other sites More sharing options...
Steveuk260.Esq Posted December 8, 2014 Share Posted December 8, 2014 NCD counts for everything the more NCD you have the better, basically having no NCD is like you are a new driver. there are few other factors too, like, crime rate in your area, your age, car alarm system, points on your license, convictions, owning or renting house/flat, price of your car repairs if you had accident. Quote Link to comment Share on other sites More sharing options...
quit Posted December 8, 2014 Share Posted December 8, 2014 as mines a third car. they let me use a letter from my company saying i been driving a company car for X number of years and they matched that no claims, at renewal time it showed i had that as no claims discount Quote Link to comment Share on other sites More sharing options...
Tim Posted July 30, 2016 Share Posted July 30, 2016 I just moved to the UK and made a quote at gocompare and confused.com for WRX bugeye wagon and the price was 3500Ł pa :O :O :O i dont have any NCB and no UK driving licence yet. Is it normal price for the newcomers?? Quote Link to comment Share on other sites More sharing options...
stants Posted July 31, 2016 Share Posted July 31, 2016 Depends on age and area you live in too, most of the major insurance companies won't give favourable quotes to us Try smaller brokers like sky insurance, Mark Richards, Keith micheals, and Adrian flux Sent from my SM-G930F using Tapatalk Quote Link to comment Share on other sites More sharing options...
Tim Posted July 31, 2016 Share Posted July 31, 2016 I'm 29, 11 yrs driving licence, living in Billingham close to Hartlepool, residential car park, 6,000 miles pa. Quote Link to comment Share on other sites More sharing options...
Steveuk260.Esq Posted July 31, 2016 Share Posted July 31, 2016 I'm 29, 11 yrs driving licence, living in Billingham close to Hartlepool, residential car park, 6,000 miles pa. Your issue is you don't have any NCB and that makes huge difference in price. Sent from my SM-G900F using Tapatalk Quote Link to comment Share on other sites More sharing options...
Jimmymac101 Posted August 4, 2016 Share Posted August 4, 2016 With 0ncb id start looking for a car without a turbo! They basically class you a new driver and quotes will be through the roof! I have a 2008 impreza RX ( non turbo ) for sale 😉 James Quote Link to comment Share on other sites More sharing options...
Tim Posted August 9, 2016 Share Posted August 9, 2016 Thanks guys for all the replies. I made a research and there are some companies that accept NCB transfer from abroad (Elephant and Admiral for example). I'll make a quote and let you know about the price with the transferred NCB. Cheers! Quote Link to comment Share on other sites More sharing options...
Scoobyghost Posted August 10, 2016 Share Posted August 10, 2016 Elephant and admiral are under the same company. Iirc diamond are also the same. You will notice thier quotation websites are the same. Strange but they offer different prices. Quote Link to comment Share on other sites More sharing options...
Gambit Posted August 15, 2016 Share Posted August 15, 2016 I do a lot of work for someone who's just come back to the UK after working in Doha for just over a year. Some insurance companies wouldn't touch her, even though she had lived here for 9 year previous and this is on a 1.6 clio. that she bought quick as she needed a car for 500 quid lol. she ended up with Swift cover. the gocompare sites I hate and won't use them. I'd try Adrian Flux we have club discount with them and Keith Michaels has been good from feedback with some or even Greenlight insurance they all specialise in performance car's. Again because you've just moved here might be the biggest hurdle with getting insured but worth a try mate. Quote Link to comment Share on other sites More sharing options...
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